Credit Relationship Manager

Job description Job Role • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • To ensure Bounce Rate and Delinquency are within acceptable standards • .Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities. • Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skills • Graduate. • 3 - 4 yrs experience. • Strong analytical and problem solving skills • Documentation, Disbursement & File Processing. • Knowledge on secured and unsecured loans. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm Role: Branch Operations Manager Industry Type: NBFC (Micro Finance) Department: BFSI, Investments & Trading Employment Type: Full Time, Permanent Role Category: Banking Operations Education UG: Any Graduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Cibil Credit AnalysisCredit OperationsCredit AppraisalCreditCredit UnderwritingCredit ProcessingUnderwritingDisbursementCredit AssessmentCredit Evaluation