Job Description & Scope
Job description We are seeking a detail-oriented and analytical Home Loan Auditor to join our team in Bangalore. The ideal candidate will be a proactive professional with a keen eye for compliance, data accuracy, and internal control procedures, especially within the home loan and lending space. Key Responsibility Areas: Audit home loan files, ensuring completeness of documentation for commercial equipment and retail loans. Review key loan documentation including financial statements, credit verifications, CIBIL reports, sanction letters, KYC documents, and approvals. Ensure compliance with company lending policies, customer checklists, and regulatory norms. Assess loan files for terms and documentation related to home loans, mortgages, encumbrance certificates, disbursements, credit appraisals, Company Law, Partnership Acts, sanction letters, and loan agreements. Utilize a risk-based audit approach and conduct operational and compliance audits. Examine records, reports, and processes to ensure compliance with internal control procedures. Verify assets and liabilities through supporting documentation. Document audit tests and findings in detailed working papers. Update audit programs and recommend improvements to internal control policies. Prepare and present audit findings and reports to relevant stakeholders. Travel to various business locations as needed for audit assignments. Requirements: Graduate in any discipline; 1-4 years of experience in home loan audits preferred. Strong knowledge of KYC compliance and lending documentation. Proficiency in MS Office tools (Excel, Word, PowerPoint). Solid understanding of audit principles, internal controls, and risk management. Strong analytical skills with the ability to interpret complex data and draw accurate conclusions. Excellent documentation and reporting skills. High level of integrity, confidentiality, and ethical standards. Strong interpersonal and communication skills. Willingness to travel domestically as required. Possession of a two-wheeler for local commute is preferred. Role: Internal Auditor Industry Type: IT Services & Consulting Department: Finance & Accounting Employment Type: Full Time, Permanent Role Category: Audit & Control Education UG: Any Graduate PG: Any Postgraduate Key Skills Analytical skillsLoansFinancial statementsAudit complianceMS Office toolsCompany lawRisk managementOperationsKYC ComplianceAuditing
