Credit Officer

Job description We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Experience in the BFSI industry is preferred. Role: Insurance Analyst Industry Type: BPM / BPO Department: BFSI, Investments & Trading Employment Type: Full Time, Permanent Role Category: Life Insurance Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance Customer ServiceNetworkingcredit underwritingBFSIcredit analysisCRM Softwarecredit appraisalrisk analysisSalescredit assessmentcredit policyhome loansBusiness DevelopmentMarket ResearchCRM