Job description We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in used car finance. Strong knowledge of financial products and services, including loans and banking operations. Excellent communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail. Familiarity with CRM software and other banking systems is an advantage. Role: Branch Sales Manager (B2B) Industry Type: Banking Department: Sales & Business Development Employment Type: Full Time, Permanent Role Category: Enterprise & B2B Sales Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance Customer Servicecommercial vehicle loansBFSIauto loanscar financecrm softwarebusiness developmentmarketingsales managementcar loanSalesrefinancefinancial productsRelationship Managementauto financecrm
Posted 2 hours ago
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Typically responds within 2 days
Job description Looking for a motivated Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. read more Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance ComplianceBFSIAnalytical Skillsbanking products salesUnderwritingcustomer servicebusiness developmentcross sellingRisk Managementlife insurancemarketingsales managementrelationship managementgeneral insurancemutual funds
Posted 5 hours ago
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Typically responds within 2 days
Job description We are looking for a skilled Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-7 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams. Familiarity with sales principles and practices. Role: Branch Sales Manager (B2B) Industry Type: Banking Department: Sales & Business Development Employment Type: Full Time, Permanent Role Category: Enterprise & B2B Sales Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance tractor loancommercial vehicle loansBFSIauto loanscar financecustomer servicebusiness developmentRisk ManagementsalesRisk Management Softwarecar loanrefinancecommercial vehicleauto finance
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve complaints professionally. Analyze market trends and competitor activity to stay ahead in the competition. Achieve sales targets and contribute to the overall growth of the organization. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with internal teams to deliver high-quality products and services. Familiarity with sales strategies and techniques to drive business growth. Role: Branch Sales Manager (B2B) Industry Type: Banking Department: Sales & Business Development Employment Type: Full Time, Permanent Role Category: Enterprise & B2B Sales Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance NegotiationCustomer Servicetractor loancommercial vehicle loansBFSINegotiation Skillsauto loanscar financemarketingsales managementcar loanSalesrefinancecommercial vehicleBusiness Developmentauto finance
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-6 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. read more Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance marketingCustomer ServiceSalesBFSIfinancial productsrelationship managementbusiness developmentaccountingfinancial services
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with clients to increase business growth. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and resolve client queries promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of the BFSI industry and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is preferred. Familiarity with UCV systems and procedures is an added advantage. Role: Branch Sales Manager (B2B) Industry Type: Banking Department: Sales & Business Development Employment Type: Full Time, Permanent Role Category: Enterprise & B2B Sales Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance ComplianceNetworkingsoftware testingBFSIcustomer serviceinvestment bankingmanual testingbusiness analysiscapital marketfinancial servicesfunctional testingSalesRelationship Managementagilejira
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. read more Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance Customer Servicetractor loancommercial vehicle loansBFSIauto loanscar financeBankingbusiness developmentmarketingcar loanSalesrefinanceauto finance
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of banking products and services, including savings accounts, loans, and credit cards. Excellent communication and interpersonal skills to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Proficient in using computer software applications, including Microsoft Office and other banking systems. Ability to work collaboratively as part of a team to achieve common goals. Role: Personal Banker Industry Type: Banking Department: BFSI, Investments & Trading Employment Type: Full Time, Permanent Role Category: Banking Operations Education UG: Any Graduate PG: Any Postgraduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance Customer ServiceBFSIAnalytical Skillsbusiness developmentbanking productscross sellingcorporate salessaleslife insurancemarketingsales managementclient relationship managementrelationship managementgeneral insurancemutual funds
Posted 1 day ago
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Typically responds within 2 days
Job description We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. read more Key Skills Skills highlighted with ‘‘ are preferred keyskills Finance NegotiationBFSINegotiation Skillscustomer servicebusiness developmentbanking productscross sellinglife insurancemarketingsales managementclient relationship managementSalesrelationship managementgeneral insurance
Posted 1 day ago
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Typically responds within 2 days
Job description Job Description Job TitleIndividual Relationship Officer MortgageFunction / DepartmentRuralDepartment HeadBusiness HeadReporting ManagerUnit Manager Purpose of the Job: Contribute to the growth of mortgage business by sourcing new customers majorly by own sourcing and through DSAs, complemented by the quality of sourcing reflected in delinquency and run-offs. Part of the role also demands him to contribute to the revenue by doing LI. Business and Financial Management- Delivery in Volume - Percentage payout to channel as required - Insurance Achievement - DelinquencyCustomer Focus- Possession of database of salaried and self employed customers. - Portfolio Management - Attending customer queries & resolution in TAT. - No.of cases where PDD is incomplete.People / Team- Actively co-ordinate with the Risk and Legal team to ensure closure in documentation. - Co-ordinate with the Unit Manager / CBM to ensure closure on disbursal. - Ensure all exceptions raised are cleared within the TAT.Process / Quality Improvement- Adherance to process and Quality manifested in a Login to Conversion ratio of 60% - No.of rejects due to non-adherence in providing documents while logging in. Total no. of employees supervised with details NANANA 1NA 2NA The most important tasks performed on an individual basis without involving subordinates are 1Awareness of the local land legal constituents2Contacts with the local DSAs where ever required and supervision of the same.3Possess database of all the schools, colleges, industries and potential bases for salaried business.4Create Awareness in the market through direct or indirect marketing activities5Tracks competition in terms of rates, proposals and policy.6Gathering and building on references.7Is constantly monitoring the quality of the portfolio and performance.8Provide solutions to issues faced and thoughts which can lead to more business generation9Ensure payouts to DSAs are on-time and audited10Ensures visits to DSAs are regularly undertaken and reviews done.11Has a productive pipeline.12Builds and maintains a steady relationship with customers.13Attract DSAs which do business for other competitors14Weeding out of unproductive DSAs. 15Ensure Login to conversion ratio is maintained at 60%16Ensuring 100% of the proposals are given LI17Have a concrete understanding of the Mortgage policy in terms of documents required, process to be followed.18Ensure all the cases are legally cleared before disbursing the case.19Ensure delinquency is within the norms and provide adequate support to the collection team as and when the need arises.20Ensure delivery is spaced out through the month rather than accumulation towards month end.21Ensure all the documents are given at the time of login to help risk in taking a decision on the case22Pre-screening of documents before login.23Presenting cases for rate waivers and following on approvals24Ensure rejection percentage is below the threshold set.25Where required provide for re-look of rejected cases26Liaises with the risk team to do PD in every case 27Meets atleast 3 new customers everyday. Geography : With the Location Departments: Challenge on working relationships, both internal & external contacts 1Businesses/Business marketing 2Risk Team 3Legal Team 4 5 6 1IRO 2GCO 3TO Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) 1Achievement Orientation2Commitment3Conscientiousness4Legal Understanding5Product understanding6Ability to present a case basis the policy7DSA Management a) Having handled DSAs before b) Understanding of Mortgage business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of DSAs servicing the different financial institutions. f) Fundamental legal documentation understanding. 4yrs to 5yrs 12th / Graduate read more Key Skills Skills highlighted with ‘‘ are preferred keyskills Housing FinanceSalesHome Loans Secured Loan
Posted 1 day ago
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Typically responds within 2 days